Supplements

Dental and vision benefits are essential components of comprehensive health insurance plans, helping individuals maintain overall well-being through preventive and routine care. Dental coverage typically includes services such as cleanings, exams, X-rays, fillings, and, in some plans, more advanced procedures like crowns and orthodontics. Vision benefits often cover eye exams, prescription glasses or contact lenses, and sometimes discounts on corrective surgeries like LASIK. These benefits not only support early detection of issues such as gum disease or eye conditions but also reduce out-of-pocket expenses, promoting regular care and improving quality of life.

Accident and critical illness benefits provide financial protection and peace of mind in the event of unexpected health emergencies. Accident insurance helps cover costs resulting from injuries due to accidents, such as emergency room visits, hospital stays, surgeries, or physical therapy, often paying cash benefits directly to the insured. Critical illness insurance offers a lump-sum payment upon diagnosis of serious conditions like heart attack, stroke, or cancer, helping to offset expenses not covered by traditional health insurance—such as lost income, travel for treatment, or household bills. Together, these benefits help reduce the financial burden during challenging times, allowing individuals to focus on recovery rather than costs.