Individual / Family Insurance
Obamacare/Affordable Care Act (ACA)
The Affordable Care Act (ACA), commonly known as Obamacare, provides a range of benefits designed to make healthcare more accessible and affordable for Americans. The ACA also offers subsidies to lower monthly premiums based on income, making health plans more affordable for many families and individuals. Additionally, it requires that all ACA-compliant plans cover essential health benefits, such as preventive care, prescription drugs, maternity care, and mental health services.
Short Term Private Insurance
Short-term medical plans offer a flexible insurance solution for individuals who need temporary coverage, typically lasting from one month to a year. These plans are ideal for a wide range of situations—whether you're between jobs, a recent graduate, waiting for employer-sponsored coverage to begin, or simply seeking a more affordable option for yourself or your family. Designed to bridge gaps in traditional health insurance, short-term plans provide essential protection when it's needed most.
Long Term Private Insurance
Private individual benefits is a new and specialized insurance solution that combines the flexibility of individual coverage with the advantages typically found in group plans. It offers a variety of options, including major medical, HSA-compatible plans, and cost-effective hybrid plans—all featuring access to nationwide PPO networks. This product is particularly well-suited for individuals and families who don’t qualify for Obamacare subsidies, are self-employed, or need broad, nationwide coverage but can’t access or afford traditional group benefits.